About NetFiscus

Learn about our mission to help you track, understand, and grow your wealth

The Story

NetFiscus started with a frustrating realization: "I have no idea if I'm actually building wealth."

I was tracking everything in spreadsheets (investment accounts, rental property, crypto, even some gold). But every month, the spreadsheet became more of a mess. Currency conversions were manual and error-prone. Calculating actual returns was complicated when I kept adding money. Historical charts broke when I missed a month. I couldn't answer simple questions like "Am I up or down this year?"

After months of spreadsheet hell, I built NetFiscus to solve my own problem: I wanted to see my complete financial picture, understand my actual returns, and project where I was headed (without needing a PhD in finance).

What started as a personal tool evolved into something I realized others needed too. NetFiscus is now a platform designed to give anyone access to investment performance analytics that used to require expensive software or financial advisors. No subscriptions, no bank syncing, no complexity. Just clarity about where you are and where you're going.

The Mission

Most people can't answer this question: "Am I wealthier today than I was last year?"

They see account balances, but they don't know their returns. They track some assets but not others. They have no idea where they're headed.

NetFiscus exists to change that. Our mission is simple: Help people understand their financial situation so they can make better decisions.

Not just show them numbers, but help them understand what the numbers mean. Is that investment actually performing well? Am I on track for my goals? Which assets are working, and which aren't? At this rate, where will I be in 10 years?

We believe financial awareness shouldn't require expensive advisors or complex tools. It should be accessible to anyone willing to spend 10 minutes a month staying engaged with their money. Whether you're just starting to invest, building toward retirement, or managing a complex portfolio, NetFiscus gives you the insights to move forward with confidence.

Why Manual Tracking?

  • Enhanced Awareness & Active Engagement:

    Regular manual updates foster a closer connection with financial data, leading to a deeper understanding of personal finances.

  • Accurate Records:

    Direct data entry minimizes errors that can occur with automatic syncing, ensuring that every record is correct and deliberate.

  • Privacy & Security:

    Sensitive information remains solely under the user's control, eliminating the need to share bank credentials and reducing risks associated with third-party integrations.

What Makes NetFiscus Different

Flexible Tracking

Support for custom assets, debt, and multi-currency accounts—all in one place.

Real-Time Insights

See your investment performance, long-term growth, and financial health at a glance.

Fair Pricing

No subscriptions, just a clear pay-per-use model that gives you control and transparency.

Fair, Transparent Pricing

No subscriptions. No hidden fees. No "free trial then $29.99/month" surprises.

Start Free

Every new user gets free credits to start. No credit card required. This gives you enough to create multiple assets and track them for weeks, fully evaluate whether NetFiscus works for you, and access every feature (nothing is locked behind a paywall).

Pay-As-You-Go After That

NetFiscus uses a simple credit system:

  • Creating an asset or debt costs a small number of credits
  • Recording a value or cash flow costs credits
  • Viewing analytics is always free
  • Credits never expire
  • Buy more only when you need them

Why credits instead of a subscription?

Because we think subscription fatigue is real. Most finance apps charge you $10-30 per month whether you use them or not. If you only update your portfolio monthly, why pay for daily access? With NetFiscus, you pay for what you use. Most users spend far less per year than they would on subscription apps.

Every feature is available to everyone.

No "premium" tiers, no feature gates. You pay for what you use, and that's it. We're building a tool that respects your wallet as much as your time.

Your Data, Your Control

What we DON'T do:

  • We don't ask for your bank passwords
  • We don't sync with your accounts
  • We don't sell your data
  • We don't share your information with third parties
  • We don't analyze your habits for advertising

What we DO do:

  • You enter data manually (nothing automatic)
  • All data is encrypted in transit and at rest
  • You can export your data anytime
  • You can delete your account and all data permanently
  • We're transparent about what we store and why

Why no bank syncing?

Besides the obvious privacy benefits, bank syncing apps can only track what's connected (they miss real estate, collectibles, crypto in cold storage). They require ongoing maintenance when connections break. They introduce security risks with credential sharing. They often sell your aggregated data to third parties.

Manual entry means you control everything. What you track, when you update it, and who sees it (just you). We're not trying to build an AI that understands your spending habits. We're trying to help you understand your financial growth. That's it.

Who Uses NetFiscus

NetFiscus isn't for everyone. It's for people who:

  • Want to understand, not just track: You're not just checking balances. You want to know if you're actually making progress.
  • Have diverse assets: Your wealth isn't all in one place. Maybe it's stocks, a rental property, some crypto, and cash across different currencies.
  • Value privacy: You're not comfortable giving bank passwords to third-party apps.
  • Prefer transparency over subscriptions: You're tired of paying monthly fees for tools you barely use.
  • Are willing to spend 10 minutes a month: You understand that financial awareness requires a small amount of intentional effort.

Common user profiles:

The DIY Investor

Age 28-40

Manages their own portfolio across multiple brokers, maybe some crypto, possibly a rental property. Wants to see actual returns, not just account balances.

The Global Professional

Age 30-45

Works internationally, has income and assets in multiple currencies. Needs a single dashboard that handles currency conversions automatically.

The FIRE Aspirant

Age 25-35

Aggressively saving and investing toward financial independence. Needs to track progress and project whether they're on pace to retire early.

The Spreadsheet Refugee

Age 35-55

Has been tracking finances in Excel for years, but the spreadsheet has become unwieldy. Wants the same control with better automation and visualization.

If you recognize yourself in any of these, NetFiscus is built for you.